Asset Management
Individuals and families rely on the ability to sustain the assets they've accumulated over the years, whether during retirement or in the event of an unforeseen need. However, not everyone has the time—or the expertise—to effectively manage these assets. Even if you do, the skills and patience required can be overwhelming. Without diligent management during your accumulation phase, your assets risk erosion, depletion, or even loss. The result: You may not have the resources you need when it matters most.
Why Asset Management Is Important
Individuals and families depend on the assets they accumulate over the years, being able to sustain them later in life – in retirement or in the event of an unforeseen need. However, not everyone has the time to monitor and manage those assets. And even if you have the time, you might not have the skills and patience to do so. In not managing your assets diligently over your accumulation phase, you could leave them exposed to erosion, destruction or depletion. The result: You might not have those assets (or a significant portion of them) in times of need.
What We Can Do for You
- Determining Your Objectives: Everyone’s financial goals are unique. To manage your assets effectively, we first need to understand your objectives—both for accumulating wealth and for utilizing it in the future.
- Choosing the Optimal Asset Mix: With hundreds of asset types and investment strategies to consider, selecting the right mix is key. Based on your goals, we will help you identify the optimal asset allocation to efficiently achieve your objectives.
- Creating a Strategic & Tactical Asset Allocation Plan (SAAP & TAAP): Successful investing starts with a solid plan. We will work with you to develop both a long-term (strategic) and short-term (tactical) asset allocation plan, aligned with your chosen asset mix.
- Building Your Portfolio: While DIY investing is popular, it's not always the most effective way to build long-term wealth. Using the agreed-upon asset mix, we will construct a focused portfolio of individual investments—stocks, bonds, mutual funds, ETFs, and alternative assets—that drives you toward your financial goals.
- Managing & Monitoring Your Portfolio: Effective portfolio management requires time and expertise. We handle the monitoring for you, ensuring your investments stay on track to meet your objectives while you focus on what matters most.
- Measuring Performance: We track the performance of your portfolio and evaluate it against industry-recognized benchmarks, ensuring it consistently meets your financial goals.
- Managing Risk: Risk-mitigation is a key component of our strategy. We proactively assess risks to your portfolio and consult with you to recommend timely actions to minimize potential threats.
- Reviewing & Recommending Adjustments: Asset management is a dynamic process. Through regular reviews, reports, and discussions, we ensure your strategy evolves with your changing circumstances, adjusting as needed to keep you on track.
